Notes:

• Section 1 covers post-surgical treatment in addition to Veterinary Fees and Surgical Fees. We are not liable for more than the maximum
  benefit for the combined treatment costs of all injuries and illnesses during the period of insurance.

• If you are unable to provide proof of purchase or adoption of your pet, we will pay you a maximum amount of RM500
  only under Section 2.

• You must provide us with a death certificate from your veterinarian if your pet has died as a result of an Injury or Illness.

• Advertising and Reward Costs cover expenses incurred for advertising if your pet is lost or stolen and includes the cost of a reward
  offered for recovery of the pet, provided your pet is recovered within 30 days from date of loss or theft.

• In addition, the policy also pays for expenses incurred for boarding your pet in the event you are hospitalised for a minimum of 4 days.

• Benefits for Burial or Cremation are based on actual costs incurred from the death of your pet.

• If your pet causes injury to third parties or damage properties belonging to third parties and you become legally liable, we will cover
  you for legal costs and expenses incurred under the Third Party Liability benefit.